Debunking the Myths of IT Leasing

Think leasing computers for your business means piles of paperwork, a lengthy application and weeks of waiting? It doesn’t. HardSoft has spent over 40 years making business computer leasing in the UK affordable, flexible and straightforward.

Whether you need Apple devices or PC leasing for business, you can bring your hardware, support and agreed services together in one simple solution — with predictable monthly payments.

From application to delivery: computer leasing made simple

Getting started should not take time away from running your business. HardSoft keeps the mechanics simple.

Business computer leasing isn’t just for large enterprises

Leasing can work for sole traders, family-run businesses, start-ups and scaleups — not only established companies with long trading histories. HardSoft approves 98% of customers and works to find a solution that fits the stage and needs of each business.

That means smaller businesses can access current Apple and Windows devices, spread the cost and get the support they need without treating computer leasing as something reserved for big enterprises.

of HardSoft customers are approved

Whether you’re a scaleup or startup, or a sole trader, we have a solution for you.

More computer leasing myths, debunked

The objections we hear most often — and what actually happens with a HardSoft lease.

Cost Neutral

“It’s too expensive”

“Paying monthly means spending more in the long term, without gaining much at the end.”

Leasing can support cashflow

HardSoft’s solutions are cost-neutral, tax-efficient and built around predictable monthly payments. The price can also include the support your business needs.

SafeGuard icon

“Insurance will add unexpected costs.”

“Insurance within a lease agreement is always so expensive and I won’t know what I’m going to have to pay.”

Protection is optional and transparent

SafeGuard Protection is optional. We’re upfront about the price, so you can decide whether the cover is right for your business without being surprised later.

Switch devices icon

“I’ll be stuck with outdated devices.”

“Leasing doesn’t give me the options to change my equipment without financial penalties, leaving me tied to outdated tech.”

Your devices can change with your needs

Give your team the technology it needs as the business changes. Switch, continue or cancel in line with your agreement, rather than holding on to equipment that is no longer right for the job.

No Fees icon

“Leasing has hidden fees”

“There’s always a setup fee and often surprise admin costs. These add a lot of uncertainty for my business.”

There are no setup fees or surprise admin costs

When comparing computer leasing companies, look for clarity about who provides the finance and what is included. HardSoft is the leasing company — not a middleman — and does not add setup fees or unexpected costs.

Mac monitor icon

“A lease is non-cancellable.”

“It’s very difficult to leave a leasing contract, so I’ll eventually be stuck with a solution that is no longer fit for purpose.”

HardSoft builds flexibility into every
lease

You can cancel your agreement after 24 months. You can switch, add or return equipment after 12 months, giving your business room to respond when its requirements change.

Chat to expert icon

“There’s no support after delivery.”

“Once I receive my hardware, there’s no one to talk to for support or other issues. I’ll end up paying more for third parties.”

Expert support continues through the lease

Our solutions engineers help you choose the right technology at the start and support your devices throughout the lease, reducing the need to bring in separate third parties for every issue.

Still not sure whether to lease or buy?

For a side-by-side look at paying cash and leasing — including the wider financial and operational considerations — read our Cash vs Lease guide.