Often we are asked given these difficult economic times how we are able to provide leasing to new and start up businesses for their new PC and Apple computers. Well we use simple and somewhat old fashioned methods. Obviously as a new company there is little ,if any, credit information available. Therefore once we receive some basic name and address information we will request copies of some recent bank statements. This method allows to measure that there is money available to pay the lease. If there is then we are happy to extend a credit facility to as much as £25000 of new computers, whether Apple Mac, PC or just software.
We are unable to provide computer leasing to new and start up businesses where the bank statements show an ability not to meet current commitments and the statements show ‘returned payments’ or constant exceeding of bank lending. Additionally we are unable to offer finance where a sizeable CCJ remains unpaid.