New Start Businesses – Lease Application Process Explained

So you’ve got a new start business and you want to lease your IT equipment. What do you need to do, and how does it work? If you are a new business you are probably well aware of how difficult it is to establish a credit history, as well as how traditional financing methods such as banks can be difficult to deal with. HardSoft can provide from £1,000 to £15,000 of lease finance to new businesses, which can include both hardware and software.

Here we explain our simple application process for new start businesses:

  1. The first step is to establish whether you are a homeowner.
  2. If you are a homeowner, we will ask you for bank statements (either business or personal) in order to assess your ability to meet the lease repayments. If you are not a homeowner, we will ask you to provide a guarantor, such as a director, shareholder, or relative.
    • Unfortunately, if you’re unable to provide a guarantor we won’t be able to proceed with your lease application.
  3. Once you have provided your bank statements, we will review them to prove you can cover payments.
    • A Limited Director’s Indemnity may be requested if you have set up a new Limited Company.
    • If we cannot be satisfied that you would be able to make the repayments on your lease we will not be able to proceed with your application.
  4. If you are looking for an amount in excess of £10k we will request to see your business plan or proof that you have external investment in your business.
    • Once we have seen either your business plan or proof of external investment we will complete your application and proceed with any credit searches.
  5. If you are requesting less that £10k we will complete your application and proceed with any credit searches.

The first payment will be equivalent to one month’s payment, which can be paid by debit or credit card. Occasionally we may require the lease to be over 24 months (rather than 36) and a deposit of three months maybe requested should the ability to repay be difficult to assess. read more

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8th Gen. CPU’s are here and they’re fast!

Dell XPS 13 leasing

Dell XPS 13 is first with i7-8550

Intel announced their new 7th Gen Kaby Lake processors just last year but, in the blink of an eye, in August they announced their new 8th Gen CPUs. Designed specifically for the premium ranges of thin and light notebooks and 2-in-1s, according to Intel these new 8th-gen processors will keep the Kaby Lake name and be referred to as Kaby Lake R (‘R’ for refresh) with Coffee Lake and Cannon Lake processors coming later.

One of the major selling points for these new 8th Generation series CPUs is that they are twice as fast as the ones you’d find in a five year old laptop. There have been vast improvements in performance over the past five years across not only laptops but in desktops and tables too. Intel claims that there will be up to 40% improvement over their current 7th Generation Core i-series CPUs, which have only just been rolled out by many makers of PCs. read more

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Storage – Why Use A NAS?

We know our customers and blog readers are pretty savvy when it comes to technology, but just in case you were wondering NAS stands for Network Attached Storage.

In recent years we’ve all been storing more and more information in ‘the cloud’, entrusting some of the most important things in our lives to third party companies who we hope are trustworthy. We obviously don’t want to return to the days of saving everything onto those temperamental floppy disks, but local Network Attached Storage (NAS) is available and there may be more reasons to start using it than you’d think. read more

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GDPR simplified

Click Here... and we’ll email you our simple guide…

We’re now less than a year away from General Data Protection Regulation (GDPR) coming into force. This is a new regulation which will harmonise data protection laws for consumers in the EU. And it will apply to all businesses that collect personal data from their customers.

The UK Information Commissioner has warned that some small businesses might still be unaware that a new regime is looming. Back in February, a Direct Marketing Association survey found that only 26% of companies believed their business are unprepared for the GDPR regulation. However, there were only two-thirds who thought they would be fully compliant by 25th May 2018. read more

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Complete our business equipment financing survey

Take our simple survey which will take 90 seconds and get entry into a draw to win a new 12.9″ iPad Pro..

**Start Here**

We are looking to understand how businesses decide upon how to finance new equipment. What are the factors that affect the choice of whether to buy outright or obtain finance.  From this info we hope to provide a wider range of solutions to business. I

t’s a quick 90 second survey and if you participate you will have a chance to win a new Apple iPad Pro 12.9”. The winner will be advised by 10/11/18. read more

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Organise yourself with iOS11

iPad iOS11 Files

Have you seen it? iOS 11 I mean… it is killing my phone battery (turn off Background App Refresh in Settings- General) until they iron out those cheeky little App bugs that keep us on our toes. They have finally made a file app though, hallelujah!!

When I go into schools and explain that all of the work they save to their iPads will usually be found in the camera roll, I can hear the collective sigh. We all take pictures of recipes and letters all the time… followed by 500 hundred pictures of our kids/ pets and selfies, only to have to go and fish the information we need at a later date. Yes, you can find your documents in Pages or save to iBooks, but all of those PicCollages and pictures of students work can be a real pain to find at a later date. read more

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Windows 10 Pro for Workstations – NT Resurrected?

The last time we heard the phrase “Windows for Workstations” was back in the 90s when Windows NT Workstation 4.0 was launched in 1996. In fact, if you asked some of the younger people in your office what Windows NT was, they will probably look at you blankly or think it’s the name of a new version of the windows operating system, and actually they wouldn’t be wrong!

Windows NT Workstation 4.0

Windows NT Workstation was released as a more robust version of Windows ’95 for businesses who use high-end hardware. The workstations label disappeared as Microsoft names it’s operating systems Home, Server, Pro, and Enterprise etc. Then, in June this year, more than 20 years on, Microsoft announced it was resurrecting Windows for Workstations with Windows 10 Pro for Workstations scheduled for launch any time now. read more

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Meet your Account Managers

The brothers in 1983 who started HardSoft

HardSoft has been trading for more than 30 years, started by our founders and brothers – Andrew and Philip Morgan – in 1982. Both have always been at the forefront of computer and IT technology and pride themselves on HardSoft’s ability to stay current and move with the ever changing landscape of the industry. Starting designing and selling computer games for the Dragon 32 back in 1983 then selling Amstrad PC’s in the early ’90’s. The HardSoft Sales team shares the ethos of Phil and Andy. Account managers are always up to date with the latest products and offers, so that we can provide you with the best kit for your needs, at the best price. read more

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What are the Best new features in iOS 11?

The latest Apple update hit our systems last month and there was the usual frenzy of people trying to download it to their iPhones. But was it worth the wait? What do you think? Pretty much all of the HardSoft team are Apple users and they’ve all now downloaded iOS 11, so we asked them what they thought about this latest update.

New Customisable Control Centre

The new control centre is full of widgets that you can access simply by swiping up from the bottom of your screen. The control centre has had a redesign allowing you to fit more on the screen and you can change what you have on it. You can increase/decrease the brightness, select the camera and choose whether to take a selfie or a forward facing photo, turn your wifi and bluetooth on and off, and add whatever you want. read more

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